Anti Money Laundering (AML): -------------------------(ALM)
WMA stands for Ways & Means Advance, WLA stands for:
Mobile Banking needs:
In Banking Parlour, DRA stands for
Banks can resort to Lok-Adalat for recovery of dues due to the borrower and / or settlement of dues under compromised terms provided claim amount does not exceeds---------------------lac
Bond as a subordinated debt under Tier-II capital is discounted @ specified rates depending upon the residual period of maturity and the discounted value is recokned as Tier-II component of Capital for the purpose of determination of CAR subject maximum of:
Which of the following(s) combinations is / are pillar(s) under Basel II
In Exchange Rate Mechanism Spot Rate means settlement & delivery takes place on---------------------day
1 Basis point= --------------------%
INR is-------------------------currency.
RBI can issue note against 120 % back up assets out of which --------------------% should be in the form of Gold and or Foreign Reserves.
Increase In Repo Rate by RBI would lead to: Tick the incorrect
GNP=GDP+NFIA. NFIA stands for:
In the Budget 2013-14, Rs. 1000 crore is alloted for establishment of------------------------bank under Public Sector
BPR stands for
Bank holiday is declared in terms of section 25 of ---------------------Act
Maximum loan amount to any small borrower to the extent of Rs. 50000/- falls under: tick the most appropriate
Under Basel III additional 2.5 % capital over & above existing minimum CAR requirement has to be kept for:
Cheque Truncation Scheme is associated with :
Delay in e-filling of TDS Return by the Deductor is subject to payment of penalty & Rs.--------------------per -------------------
Cash Transaction Report (CTR) & Suspicious Transaction Report (STR) under KYC / AML HAVE TO BE ULTIMATELY SUBMITTED TO:
Bank's Deposit Account in the name of minor can be in the form---------------------- (tick the incorrect)
KYC data for low risk customers need to be updated at ---------------------year(s) intervals.
Any Complaint of the customer with regard to anomalies in ATM transaction has to be settled within-----------------days, failing which customer is entitled to penalty to be paid by the bank @ Rs. ---------perday for the period----------------------
Who does issue IEC No.(Export & Import Code)?
Normal Transit Period for retirement of export bill & notional due date for usance export bill are -------------------& ----------------respectively.
Maximum time period for realization of export bill has been reduced to------------------months and it would remail in force upto--------------------
AT PRESENT MSF CAN BE MAXIMUM------------------% OF BANK'S NDTL
Marginal Standing Facility (MSF) which is availed by the banks from RBI can be against parking of---------------------securities by the banks with RBI: Tick the incorrect
LAB is one type of bank, it stands for:
GTB (Global Trust Bank), a new generation private bank had been merged with:
In Economics PPP stands for:
While 'Red Claused' Letter of Credit permits Packing Credit to the exporter, 'Green Claused' Letter of Credit permits:
Negotiation of a Bearer Cheque is complete provided:
Haricharan is the payee of a cheque given by Motelal to pay off the debt due to the former. Haricharan presented the cheque over the bank's counter on 19th. of September, 2013. Bank returned the Cheque instantly with the return memo containing "Insufficient Fund". Haricharan issued notice to Motelal for immediate payment and the latter received the notice on 30th. of October, 2013. If Motelal fails to pay within-------------------days of receipt of the notice, Haricharan should go to the Magistrate within---------------------days from the expiry of the date applicable under the first blank in this question to proceed criminally against Motelal under section---------------------of Negotiable Instrument Act 1881.
Which of the following(s) is / are not refers to Non-Fund Credit of the Bank?
Which of the following is neither Employment generation Programme / Scheme nor Employment Guarantee Scheme of GOI?
Under overall target of priority sector lending of 40 % of previous year's Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off Balancsheet Exposure, whichever is higher, Direct Agricultural Loan should be minimum-----------------% & Indirect Agricultural Credit can be Maximum-----------------------% and total agricultural loan comprising both direct & indirect agriculture should be -------------------------%
UNDER MSME, first 'M' stands for:
Match the followings in respect of definition of the following priority sector borrower for the purpose of priority sector lending of banks:
Ceiling in Original Investment in Plant & Machinery: Amount in lac
A. Small Mfg. Enterprise (SME) a) 25
B. Small Service Enterprise (SSE) b)10
C. Micro Manufacturing Enterprise (MME) c) 200
D. Micro Service Enterprise d)500
Education Loan for higher study in India upto-----------------------lac & for study in Abroad upto-------------------------lac falls under Priority Sector
Rate of interest for DRI Advance (Differential Rate of Interest) is -------------------% (simple / compond) and target under priority sector lending for DRI is 1 % of previous Year's (Total / Adjusted Net Bank) Credit
Match the followings:
Statutory Provision Section / Act
A, CRR of Scheduled Bank i) 49 of RBI Act 1934
B. CRR of Non-Scheduled Bank ii)Section 24 of Banking Regulation Act 1949
C. SLR of Schelued & Non-Scheduled Bank iii)Section 18 of Banking Regulation Act 1949
D. Issuing 'Bank Note' iv)Section 42 of RBI Act
E. Bank Rate: v)Section 24 of RBI Act 1934
Which of the following(s) is / are not Derivatives?
Match the followings in respect of Banker-Customer Relationship:
Realtionship Banking Facility
A, Lessor-Lessee a) SDV(Locker)
B. Debtor-Creditor b) Deposit Account
C. Creditor-Debtor c) Loans & Advances
D. Agent-Principal: d)Cheque / Bills Collection
E. Trustee- Benificiary e) DD issued by bank favouring a payee
In 2011, ---------------------------committee recommended for revised criterion for Below Proverty Line (BPL) and for which another Committee has been set up under the chairmanship of------------------------------ to review the modalities considered by the earlier committee to define BPL
In which of the following cases bank account can not be opened?
Which of the following(s) can only be issued / originated by 'Blue Chip' (Highly Rated) companies?
Credit Analysis & Reaserch is: