A captive user is one
A free user is one
When a user is locked, to unlock the same following is the menu used
Restriction of users from accessing certain accounts are done through menu
The option for Locking a user’s password by the user himself is done through menu
When a day is marked as a holiday, how to work in the system on a holiday if required?
Interest table is maintained through a table known as
Passwords are normally created in such a way that
Components of available balances of an account viz amount reserved by the system for clearing, floating balance, amount that can be withdrawn by the customer are available through
GL Sub head code of a given account can be changed through menu
Joint holder names for Joint Accounts can be found through
Proxy transactions are reversed through menu
Un posted or unverified Cash or Transfer transactions are traced through menu
During closure process of an account, the message ‘Interest not up to date means
The procedure for adjusting part-amounts against single credit available in Pointing
type of accounts is
Essential feature for printing of a document is
Part tran means
In TM following information is available
System Generated transaction vouchers
Three types of Exceptions are defined in the following order in Finacle
Enter, Post and Verify are three stages for completing a transaction. Data up dation takes place during
What is work class in Finacle?
Concept of Enter, Post and Verify amounts to
Following statement in respect of a transaction is true.
The difference between a back dated and a value dated transaction is
Uploading of transactions is done through the menu
Lien in an account can be released through menu’
After doing a transaction, advices can be generated through menu
Following are the mandatory screens to be visited while creating a Cust id through CUMM
Addresses of a customer can be captured at
Minor Details of a customer are captured at
a)
b)
c)
d)
A customer is categorized as Individual, or Partnership, or a Joint Stock Company at
Following is true in respect of TDS
In respect of loan accounts for non equated instalment accounts,
Under Loan repayment option “E” represents
LADISB stands for
Disbursement of a loan can be made through LADISB. However,
The various processes of interest adjustment in finacle is
Loan modeling (HLAMOD) menu has following options for computation
Abnormal limit details are obtained through menu
Post Dated cheques are maintained through menu
Liens are marked through
Following statement is true in respect of Loan accounts
Following statement is true
LTL stands for
FBI is used for
DCQRYP is used for
Packing Credit interest calculations are done through
Other party code is a term used in the following context
Under Bills, while charging commission or other charges in Finacle, following statement is true
In a bills transaction, Accept and Quit means
Under BM under option block “K” stands for
Concepts of Register and Sub Register are associated with a
Scheme Type refers to
Under Version 7.018 of Finacle there are totally
RELACI is a menu through which
Various options for setting up a Standing instruction in finacle are
The two conditions under which Standing instruction in finacle can be set are
Under ACLHM, Limits of a customer are withdrawn through option
In ACLHM (H option of ACM) if limit level interest flag reads as “Y”, it means that
The following statement is true in respect of renewal of a Term Deposit
Under TOD option, normal interest and penal interest are meant to read as under
Memo pad exists is a pop up message which is categorized as
In a current a/c there are only ECS transactions. Branch puts ECS upload as BI.
In a TM menu we can do the following
(i). See component of a/c balance (ii) Lodge clearing (iii) Give TOD (iv) PROXY Post a leg
Steps involved in issuing a duplicate DD are
Finacle’s poularity with Bankers is due to
.
If a customer does not want statements to be dispatched at his address. The DESPATCH MODE should be
Mr. A has joined PNB as a Scale II officer and is Branch Head of “XYZ Branch”. Mr. B has joined PNB as a Senior Manager in Scale III and is the operationa head of ‘ABC Branch’ (which is a large branch). The work class of
A customer has given Rs. 20,000.00 cash for TD a/c on 01-Oct-07. Due to branch carelessness the same was credited to Sundry Account. On 12-Oct-07 it was credited to SB a/c without any value date. On 13-Oct-07 TD was made value dated 01-Oct-07. The correct value date to credit TD a/c and debit SB a/c 0n 13-Oct-07 will be
Effective Available balance means -
In finacle, different inventories can be monitored at different user levels who are called as Auth users. Movement of inventories are monitored through menu option
Splitting and merging concepts are associated with the following
Charges for any event in Finacle can be collected through following means
Benefits of Leveraging CBS Technology for Customers is
Some of the products and Services provided to a customer under CBS are
Desktop in a PC normally contains the following
CC and BCC are options available while sending an email which means
Bio metric authentication is of the following types
Following may be classified as Destructive Software Types
Symptoms of a destructive software being active
Prevention from destructive software is possible through the following
Intruders use social psychology as a threat to information security system,
which is called Social Engineering. The same can be prevented through the
following:
Information Security Policy normally comprise of the following trypes
Benefits of POS (Point of Sale) machine system are:
Internet Banking provides the following facilities.
Pre requisites of a Core Banking Solution implementation are:
Advantages of a Centralized Data Base is
Which of the following statement is correct?
If any loan has been sanctioned on differential rate how will you enter the rate of interest at the time of opening of account?
Whether value dated posting is permissible in CC/OD account? If yes, how the interest portion which has already been claimed will be adjusted?
In case of multiple Fund based and Non-fund based limits have been sanctioned and Security Register is to be maintained, what option should we take in SRM for linkage?
If any party is availing various limits under fund based and non-fund based, how to maintain and control the availment within the overall sanctioned limits?
A computer network mainly used to share:
As per IT Act, 2000, the digital images are required for authenticity, integrity and non-repudiation. The concept is known as?
National Financial Switch (NFS) has been set up to facilitate connectivity between the Bank’s switches and their ATMs and inter bank payment gateway for authentication and routing the payment details of various e-commerce transactions. Which organization has set up the switch?
Smallest storage unit of a computer is?
The term TCP/IP stands for?
The system of clearing in which the image of a cheque is transmitted instead of cheque is called?
What do you understand about data purging?