Banking : 1 Banking 1. How do you use your bank these days?
Do you know the cashiers and visit the bank regularly?
Does the manager know your name?
2. Or do you never visit the bank but just get your money out of the ATM / cash machine?
3. How about internet banking?
Is it safe?
Is it common in your country?
Spending Money : 2 Spending Money Are you the kind of person who makes a budget and sticks to it?
Or are you a spendaholic? You just spend until you run out of money! A budget is just a method of worrying before you spend money, as well as afterward. Anonymous
Saving Money : 3 Saving Money How easy is it for you to save money?
Do you save up for special things or for a rainy day?
2. What is the best way to save?
(Put it under your bed, put it in the bank …) Possible Vocabulary:
a savings account
retirement, to retire
a pension plan,
a government / state pension,
an occupational / work pension, a private pension Friendship is like money,
easier made than kept. Samuel Butler 3. Are you preparing for your retirement?
Investing -”Make your money work for you” : 4 Investing -”Make your money work for you” What do you think are the best things to invest in?
If you had a lot of spare money what would you invest in? Possible Vocabulary:
the stock market, stocks and shares
art, property = real estate, gold
a savings account
a pension plan
your own business
Buying on Credit : 5 Buying on Credit What kind of things would you buy on credit?
2. What are the advantages or disadvantages of credit?
3. Do you think people should save up
for what they want rather than buying
on credit? to buy on credit = to take the goods home
but to pay for them over a few months or years
Stocks and Bonds : 6 Stocks and Bonds Is the stock market a good place to invest?
Isn’t it just like betting? How safe is your money?
Do you think it’s necessary to get professional advice before you invest? Some Vocabulary
stocks, shares = a piece of paper that shows
you own a part of a company.
bonds = a piece of paper that shows
you lent money to a company or government
Happiness : 7 Happiness money = happiness
Do you agree?
Why or why not? If you had more money would you be happier?
Evil : 8 Evil “Money is the root of all evil.”
This is a well-known saying.
What do you think?
Is it true? The highest use of capital is not to
make more money, but to make
money do more for the betterment of life. Henry Ford (1863-1947) roots
Finish the sentence : 9 Finish the sentence If I won the lottery, I would…
If I had more money, I would…
I should be paid more money because…
To save money, I…
Before I buy an expensive item, I…
Money is important, but I think ________ is even more important. Pick one of these sentences and complete it. There are three great friends:
an old wife, an old dog, and ready money. Benjamin Franklin (1706-1790)