Banking Program- basic and Advanced levels

Banking (Basic Level)—6 hours Domain: 1. Overview of the Banking sector: 1 hour Sub Domains: Overview of the Banking Sector: Classification of Banks, Regulatory and Deregulatory mechanisms, Banking Sector Reforms; Basic terminologies 2. Liability Products: (Deposits, Borrowings by banks, Refinance, Other liability products like Payables): 1 hours Sub domains: Deposits: Demand Deposits (SB and Current Account) Time Deposits (Fixed, Reinvestment, Recurring or Cumulative) Flexi Deposits Borrowing by Banks: Inter-bank borrowings, call money borrowings; Refinance: benefits to the banks Payables (Funds in transit) 3. Asset Products: (Loans and Advances, Investments by banks, Other Assets like Receivables): 2hours Sub domains: Loans and Advances—various categories of loans and advances –salient features from the end-user point of view; specially retail banking products like personal loans, consumer loans, home loans, vehicle loans and the like Investment by banks—various investment channels Receivables –interbank receivables, floating funds 4. Special Services: 2 hour Sub domains: 4. Special Services: Collection and Remittances, Core banking Solutions, Credit Cards/Debit Cards, Technology in banking---ATM, IVRS, SWIF, Consultancy Services (taxation, project consultancies, industrial finance consultation, self employment, agriculture, foreign exchange etc) Banking (Advanced Level)—10 hours Domain: Indian Financial System: Banking Reforms I and II: Emerging trends (Prudential norms, rating, autonomy, best practices code, risk management, ALM, corporate governance in banks, Role of banks in preventing black money –antimony laundering) Modern Services by the banks: Credit/Debit Cards, Bankassurance, universal banking, single window services, Retail banking and cross selling-advanced features, Para banking activities, banks and the capital market, RTI in banks, Finance to industries— Large, MSMEs, Finance to Priority Sectors Pricing Systems—ROI and Service charges Types of creation of securities (charges) Corporate banking services ( including cash management services) Documentation of various banking activities Legal issues in banking Computers and banking