Pierre A Pienaar is the owner of Xcellence Wealth Creator and Xcelwealth Publishing. I am a Business/Financial Consultant My aim is to create self-improvement in your personal and business life.

Xcelwealth Publishing was created for people to access to positive Free and Paid Reports, Ebooks, New Book Reviews, Old Books, that have an impact on your environment, family, friends, employees, employers, customers, people-in-need, health, and your finances. The site is in a development stage and content will be added on a continuous basis. Therefore, come back.

I also specialise in Offshore Investment and Services, Stock, Forex, Options, International Real Estate, Private & Business's currency requirements, HYIP's, Alternative Business Opportunities, and Gold Bullion Trading.

I have Muscular Dystrophy for 28 years, and help myself to get out of a wheelchair, and would like others to improve their lives, no matter who, what and where you are. I stated of as a teacher in Languages, Geography and Agriculture, and was then promoted to Education Planner and later to Chief Education Planner for Languages until my diseases to over. However, I started a business from home, and currently running Xcellence Wealth Creator and Xcelwealth Publishing. I am a Business/Financial Consultant. In Namibia I handle Income Tax for a few clients, and a Small Credit Bureau. I have stated to write articles on personal, business and financial matters, and will publish them under the new entity: Xcelwealth Publishing