CAIIB-Risk Management online Test

Interest rate risk refers to the volatility in (a) net interest income (b) variation in net interest margin (c) effect on profits of the bank. Which is not correct :
a and b only
b and c only
b only
c only
Under Basel II, which of the following is related to Pillar-III?
Capital requirements
Market discipline
Supervisory review process
None of the above
Which of the following does not match in the context of matching of maturing assets and liabilities:
assets > liabilities is called positive gap
assets < liabilities is called positive gap
liabilities > assets is called negative gap
liabilities < assets is called positive gap
Which of the following will be included in the operating expenses of a bank (a) law charges (b) auditors fee (c) expenses incurred on purchase of computer software for net working of branches (d) director’s fee
a and d
b and d
a, b and d
a, c and d
Under stock approach for measuring and managing liquidity, various ratios are used. Which of the following does match in the context of these ratios:
ratio of market liabilities to total assets – when low, it is adverse
ratio of short term liabilities to total assets – when high, it is better
ratio of prime assets to total assets – when low, it is better
ratio of liquid assets to total assets – when high, it is better
A bank branch raised the deposits at 10% and the Treasury Division of the bank buys these deposits from the branch at 8%. The loss of 2% is borne by:
the treasury division
the branch that raises the deposit
shared equally by them
being notional entry, it is ignored, as both the departments are within the bank.
The open position of a Bank, in a foreign currency is the sum of :
(a) the net spot position (b) the net forward position
(a) the net spot position (b) the net option position
(a) the net spot position (b) the net forward position (c) the net option position
(a) the net spot position (b) the net forward position (c) the net option position (d) the net futures position.
The banks are required to have a review of their Internal Capital Adequacy Assessment Procedure (ICAAP):
at least once a year
at least once in a half year
at least once in a quarter
discretion of the banks
For market risk, the capital is required to be maintained by banks as on:
close of 31st Mar every year
close of every half year
close of every quarter
close of every day
If there is negative mismatch in the interest rate sensitive assets and liabilities and there is rising interest rate scenario:
there will be adverse impact
there will be favourable impact
there is no impact
inadequate information
Bank-B purchased a Rs.100 6% bond for a tenor of 3 years. The market rate of interest is 7%. What is duration of the bond:
2.8310 years
2.8102 years
2.7830 years
2.7780 years
Bank-A purchased 10% bonds with face value of Rs.100 at Rs.98 and sold the same at Rs.93 during 2009. Calculate the rate of return on the bond:
-4.90%
-5.10%
-5.25%
5.25%
Bank-B purchased 10 year bond with face value of Rs.100 by paying an amount of Rs.110. The yield is 8.18%. What is the coupon rate:
8%
8.5%
9%
9.5%
Which among the following are taken as part of trading book for the purpose of capital for market risk (a) securities under held for trading category (b) securities under available for sale category (c) open gold position limit:
a and c only
b and c only
a only
a to c all
For calculating the risk weight to maintain capital for operational risk, the Basel II has suggested the following approaches:
basic indicator approach, internal rating based approach, advance measurement approach.
basic indicator approach, standardized approach, advance measurement approach.
basic indicator approach, standardized approach, internal rating based approach.
basic indicator approach, standardized approach, internal risk based approach.











































































Discussion

TUSHAR

Sir, the mock test is really useful. I am having your books, but i couldn't make through the 2 papers, Risk Management, Finacial management. If you can send me the old questions or more objective questions in my mail i.e. tushar.roy@sbi.co.in , I will be highly greatful towards you.
Regards ...Tushar

925 days 5 hours 50 minutes ago

PRAKASH CHAND SHARMA

SIR,
PLEASE SENT ME CAIIB QUESTION PAPER

932 days 23 hours 33 minutes ago

JUSTIN CYRIAC

pls sent risk management solved problems and objective questions to my mail id at the earliest to me.

945 days 6 hours 41 minutes ago

bhargava sudheer

Please arrange to send me selected objective type questions with answers of RISK MANAGEMENT and FINANCIAL MANAGEMENT of caiib on my email dbhargavasudheer@gmail.com

945 days 18 hours 25 minutes ago

arvind sharma

I am appearing in CAIIB exams this year, kindly send probable questions with answers on all three subjects 1) Adcanced bank management, 2) Bank Financial Management and 3) Cooperative Banking to my maid id either on arvindvats200@yahoo.com or arvindvats2004@gmail.com, Thanks

1002 days 13 hours 9 minutes ago

VINAY

plz send financial mgt

1074 days 16 hours 56 minutes ago

jagdeep singh

please send me solved mcqs for risk management old syllabus at jagdeep184@yahoo.com
thanks in anticipation.

1075 days 6 hours 48 minutes ago

Arati Angane

Please send most likely questions of risk management on email id of angane_arati@rediffmail.com. please do the needful. Thanks.

1075 days 15 hours 38 minutes ago

MD SHAFFIULLAH

please send me caiib risk management amd financial management papers at the earlist email id shaffisolutions@gmail.com

1083 days 11 hours 14 minutes ago

MD SHAFFIULLAH

please send me caiib risk management and finacial management papers

1083 days 11 hours 16 minutes ago

N S Toor
He teaches banking to bankers and non-bankers
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